Step 1: Loan Qualification Letter
Fast, flexible financing designed for real estate investors — Borrowers must meet two basic requirements:
- Primary homestead address
- Minimum down payment of 20–30%
Provide investment property address if available. Once the above are verified, a loan qualification letter can be issued.
Step 2: Under Contract
Once a property is under contract and escrow is opened:
- Borrower submits a standard loan application and supporting documents at least one week prior to closing
- Proof of income and ID are required
Step 3: Loan Documentation
Loan details and documents are prepared and reviewed prior to closing by the company and lenders. Final loan documents are sent to the title company along with closing instruction.
Step 4: Funding
Once everything is finalized — signed documents, cleared conditions, and a record-ready title — loan funds are wired to the title company to complete the transaction.
After Closing
Monthly payments can be made via:
- Direct Deposit
- Zelle
- Cashier’s check or money order
Ready to invest?
Get a loan qualification letter so you can make offers with confidence — no obligation, no impact to your credit.
KEMP Financial 