Fast, Flexible Investment Loans for Texas Real Estate Investors

Private fix-and-flip and investment lending with easy approval, fast turnaround, and flexible credit requirements.

Why Investors Choose KEMP Financial

15+ years in business
90+ loans funded
Texas-focused private lending
Flexible approval process
Fastest growing loan company in Texas

What We Do

KEMP Financial LLC is a Texas-based private lender specializing in fix-and-flip and real estate investment loans. We work with investors who need speed, flexibility, and a straightforward approval process — especially where traditional banks fall short.

Key Benefits

Loans from $35,000 to $500,000
Low, no, or challenged credit considered
ITIN & foreign passport borrowers welcome
In-house funding (no middlemen)
Typical funding in 3–5 weeks

How It Works

You request a loan qualification letter
You submit deal details and loan application with backup documents after the investment property is under contract
We review, prepare, and finalize loan documents
Funds are delivered at closing

“I’ve been working with KEMP Financial for years and truly appreciate how easy and efficient the loan process is. When deals move fast, it helps to have a lender you can count on. ”

Mitchell P.

Houston, TX